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Products & Services

Comprehensive financial solutions for every need

Loan Products

Sahara Bachat 2

A supplementary lending facility linked to the Sahara savings scheme for eligible members.

Sahara Bachat 3

An extended lending facility linked to the Sahara savings scheme for eligible members.

E-Rickshaw Loan Collateral

A collateral-backed loan for purchasing e-rickshaws to support self-employment and income generation.

E-Rickshaw Loan

A loan facility for purchasing e-rickshaws to support self-employment and income generation.

Solar Water Pump Collateral

A collateral-backed loan for purchasing solar water pumps to support agriculture and irrigation needs.

General Loan

A general-purpose loan facility to meet the diverse financial needs of our members.

Seasonal Loan

A short-term loan designed to meet seasonal financial requirements such as farming and festivals.

Alternative Energy Loan

Financing for solar, biogas and other renewable energy solutions for households and businesses.

Alternative Energy Loan-Collateral

A collateral-backed loan for solar, biogas and other renewable energy installations.

Special/Discipline Loan

A special loan facility for disciplined members with a strong repayment record.

Social Loan

A loan facility supporting social and community welfare initiatives of our members.

Micro Enterprises Loan

A loan facility to help micro entrepreneurs start or expand their small businesses.

Micro Enterprises Loan-Collateral

A collateral-backed loan for micro entrepreneurs to start or expand their small businesses.

Foreign Employment Loan

A loan facility to help members finance foreign employment and overseas job opportunities.

Educational Loan

Financial support for education expenses in Nepal and abroad.

Home Loan

A loan facility for the purchase, construction or renovation of homes.

Individual Loan

A loan facility tailored to meet the individual financial needs of members.

Emergency House Repair Business Support Loan

Emergency financing for house repair and business support during urgent needs.

Self Employment & Income Generation

A loan facility to promote self-employment and income-generating activities for individual members.

Self Employment & Income Generation Group

A group-based loan facility to promote self-employment and income-generating activities.

Micro Enterprises Loan-Collateral Individual

A collateral-backed individual loan for micro entrepreneurs to grow their business.

Staff House Loan Insured

An insured home loan facility exclusively for staff members.

Mero Karja

A flexible general-purpose loan facility for our valued members.

Business Loan

Working capital and business expansion loans for entrepreneurs and enterprises.

Sahuliyat Karja

A concessional loan facility offering favorable terms to eligible members.

Byaja Anudan Karja

A loan facility with government interest subsidy support for eligible members.

Byaj Anudan Karja (Non Collateral)

A non-collateral loan facility with government interest subsidy support for eligible members.

View All Loan Products

Savings Products

Grihini Pewa Bachat

A dedicated savings scheme for housewives and women members to build financial independence and security.

Masik Kriyasil Bachat

A monthly recurring savings scheme that helps active members build a disciplined saving habit.

Emergency Saving

A flexible savings account designed to help members build a financial cushion for emergencies.

Center Saving

A collective savings scheme maintained at the center/group level for shared financial security.

Srijanshil Balyuva Bachat

A creative savings scheme tailored for young members to encourage early saving habits.

Sahara Bachat

A supportive savings scheme offering members a reliable way to save and access assistance when needed.

Business Deposit

A dedicated deposit account for business members to manage and grow their business funds securely.

Mero Bachat

A flexible general savings account offering competitive interest rates for members.

Special Deposit

A special fixed-term deposit scheme offering higher interest returns for members.

View All Savings Products
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